KR Investment Advisory

Build Real Wealth—Not Just Portfolios

Fee-Only Investment Advisory for Smart Investors.

Fee-only SEBI Registered Investment Advisor offering transparent, research-driven financial planning, direct plans, and equity research. Build real wealth today.

Client-First, Fee-Only Advisory

We work exclusively on a transparent annual fee, ensuring zero commissions and 100% unbiased guidance.

Personalized Financial Planning

Tailored plans for your goals—education, home purchase, retirement, and wealth creation—designed around your life journey.

Experienced & SEBI Registered

Led by a SEBI Registered Investment Advisor with 5+ years of experience in financial markets

Who we are

SEBI Registered Fee-Only Investment Advisor

Learn about our fee-only advisory, 5+ years of experience in financial markets, and client-first investment philosophy. Transparent, conflict-free wealth guidance.

Why Fee-Only Matters

The Problem with “Free” Financial Advice

Most investors unknowingly pay hidden commissions built into Regular mutual fund plans and insurance products. Your bank relationship manager isn’t free—you’re paying through higher expenses and bad recommendations.

Commission-Based Advisors (❌)
  • Earn 1–2% commissions from fund houses
  • Push high-commission products
  • Recommend high-cost Regular plans
  • Built-in conflict of interest
  • Costs you ₹5–7 lakhs over 10 years
  •  
Fee-Only Advisory (✓)
  • Fixed, transparent annual fee

  • 100% Direct plans

  • No commissions or hidden incentives

  • Advice aligned ONLY with your goals

  • Saves you ₹5–7 lakhs over a decade

The Numbers Don’t Lie

A ₹20 lakh investment over 10 years at 12% average returns:

Plan Type
Expense Ratio
Final Value
Regular Plan
Higher-cost distribution plans
2.5%
~₹55 lakhs
Direct Plan
Low-cost direct mutual fund plans
1.5%
~₹62 lakhs
Difference
Expense-saving impact
₹7 lakhs saved
Even after paying our advisory fee (₹18,000–₹50,000/year), you still walk away with significantly higher wealth.

(Estimate based on a ₹20 lakh investment over 10 years at 12% average annual return. Actual returns may vary.)

portfolios reviewed
0 +
Conflict-Free Advisory
0 %
years of experience in financial markets
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OUR Service Plans

Investment Advisory Plans & Pricing

Choose from Foundation, Growth, or Premium plans. Clear pricing, zero commissions, direct plan recommendations, and comprehensive wealth planning.

1️⃣ Foundation Plan (₹18,000/year)

Renewal: ₹10,000/year (incl. GST)
For beginners & portfolios under ₹15 lakhs.

2️⃣ Premium Plan (₹50,000/year)

Renewal: ₹30,000/year (incl. GST)
For high-income individuals & portfolios ₹50L+.

3️⃣ Growth Plan (₹30,000/year)

Renewal: ₹18,000/year (incl. GST)
For portfolios ₹15–50 lakhs.

Financial Planning & Investment Advisory Services

Explore goal-based planning, equity research, portfolio design, tax optimization, and wealth monitoring. 100% commission-free advisory for smart investors.

Direct Equity Research

In-depth research on 500+ stocks to identify long-term opportunities.

Goal-Based Planning

Structured plans for education, home purchase, retirement, and wealth creation.

Portfolio Construction

Smart allocation across equity, debt, gold, NPS, PPF, ETFs & direct equity.

Regular Rebalancing

Portfolio reviews to maintain the right risk-return balance.

Tax Optimization

80C planning, capital gains efficiency, tax-loss harvesting & more.

Wealth Monitoring

Continuous tracking, alerts & performance reviews.

Who We Serve

🏢 Salaried Professionals

Long-term wealth-building strategies for IT, corporate & government employees

💼 Entrepreneurs & Business Owners

Helps separate business risk from personal wealth.

👨‍👩‍👧‍👦 Young
Families

Comprehensive planning for education, home, and retirement.

🌍 NRI Investors (USA)

India-focused, compliant, tax-efficient investment guidance for US-based NRIs.

Why Choose Us

Why I Choose Fee-Only Advisory

After working in the financial industry, I realized that most advisors earn from selling products—not from helping clients succeed. I chose the fee-only path to ensure complete alignment with your financial wellbeing.
Flexibility
Expert Advisors
User Experience
Client-First Approach

Your goals come before product commissions or sales incentives.

Complete Transparency

A clear, fixed fee structure with no hidden costs or conflicts of interest.

Unbiased Recommendations

Every suggestion is based on research, not payouts from fund houses.

Aligned With Your Wealth

I succeed only when your wealth grows—creating long-term trust and accountability.

Meet Your Advisor

SEBI Registered Investment Advisor (INA000021003)

Datla Venkata Satya Teja Krishnam Raju

MBA (Finance) – NMIMS Mumbai
NISM Certified Investment Advisor
5+ years of experience in financial markets
200+ portfolios reviewed
Fee only investment advisor

I help individuals across AP & Telangana build wealth through evidence-based research and transparent, conflict-free guidance.

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